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Financial Literacy

Liquidity

How quickly and easily an asset can be turned into cash without losing value.

Liquidity describes how readily an asset can be converted to cash at a fair price. Cash and money in a savings account are highly liquid; property is not. Keeping some liquid savings prevents you from selling investments at a bad time.

Examples

  • An emergency fund is kept in liquid savings so it is available instantly when needed.

Related terms

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