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Budgeting

Cash Flow

The money moving in and out of your budget over a period of time.

Cash flow is the difference between the income coming in and the expenses going out. Positive cash flow — spending less than you earn — is the fuel for saving and investing, and is the foundation of every path to financial independence.

Examples

  • Earning $4,000 and spending $3,000 in a month gives $1,000 of positive cash flow.

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