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Retirement Planning

Pension

An employer-funded plan that pays a defined income in retirement, usually based on salary and service.

A pension (defined-benefit plan) promises a set retirement income, typically calculated from your years of service and salary. Once common, traditional pensions have largely been replaced by defined-contribution plans such as the 401(k).

Examples

  • A pension might pay 50% of your final salary each year for life after 30 years of service.

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