Skip to main content
Financial Literacy

Human Capital

The economic value of your skills, knowledge and ability to earn income.

Human capital is the present value of your future earning power. Early in a career it is often your largest asset; investing in skills and career growth can raise income and, in turn, your savings rate and path to financial independence.

Examples

  • Learning a valuable skill that raises your salary increases your human capital.

Related terms

← Back to the glossary

Start learning today

Ready to take charge of your financial future?

Free, jargon-free education on financial independence and early retirement — no sign-up, no sales pitch. Just clear ideas you can actually use.