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Financial Literacy

Gross Income

Your total income before any taxes or deductions are taken out.

Gross income is the full amount you earn before taxes, retirement contributions and other deductions. It is often used to determine tax brackets and eligibility for certain accounts, while budgeting typically focuses on the smaller take-home figure.

Examples

  • An $80,000 salary is your gross income before taxes reduce your take-home pay.

Related terms

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