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Fat FIRE

Fat FIRE

Reaching financial independence with a generous lifestyle and a larger portfolio.

Fat FIRE aims for financial independence without significantly reducing your lifestyle, which requires a larger portfolio and often a longer timeline or higher income. It provides more comfort and buffer against surprises.

Examples

  • A household targeting $100,000+ of annual spending is pursuing Fat FIRE.

Related terms

Lean FIREFinancial Independence

Learn more

Lean FIRE
Article

Lean FIRE vs Fat FIRE Explained

Lean FIRE and Fat FIRE sit at opposite ends of the FIRE spectrum. Here is how they compare on budget, portfolio size, flexibility and risk.

Retire Early Guide Team2 min

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