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Budgeting

Debt Avalanche

Paying off debts highest interest rate first to minimise total interest paid.

The debt avalanche method directs extra payments to the debt with the highest interest rate first, then the next highest. It mathematically minimises the interest you pay, making it the most cost-efficient way to eliminate debt.

Examples

  • Attacking a 24% credit card before a 6% loan saves the most in interest.

Related terms

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