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Coast FIRE

Coast FIRE

Having invested enough early that growth alone will reach your retirement goal without further contributions.

Coast FIRE is the point where your existing investments, left to compound, will grow into a full retirement nest egg by your target date — even if you stop contributing. You then only need to earn enough to cover current expenses.

Examples

  • A young saver who front-loads investing may 'coast' for decades on growth alone.

Related terms

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FIRE Basics
Article

What Is Financial Independence (FIRE)?

Financial Independence, Retire Early (FIRE) is the point where your investments can cover your living costs. Here is what that really means and how people pursue it.

Retire Early Guide Team3 min

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